Disclaimer & Disclosures

Please read this Disclaimer carefully before using our website or engaging our services. By accessing or using the website of Agathos Financial Services LLC ("Company," "we," "us," or "our") or engaging our services, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.

1. Informational Purposes Only

The information provided on this website and through our services is for general informational purposes only. All information on the Site is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

The content on this website does not constitute professional advice and should not be relied upon as such. You should not act or refrain from acting based solely on any information presented on this website without first seeking appropriate professional counsel.

2. Not Financial, Investment, or Legal Advice

The information and services provided by Agathos Financial Services LLC do not constitute financial advice, investment advice, tax advice, or legal advice.

Our services are classified under NAICS 523999 (Miscellaneous Financial Investment Activities) and are limited to organizational, documentation, and coordination support for financial activities. We provide support services to help you organize and understand your financial activities, but we do not:

• Provide investment recommendations or portfolio management
• Offer tax preparation, planning, or advice
• Provide legal advice or legal document preparation
• Make decisions on your behalf regarding financial matters
• Guarantee any specific financial outcomes or results

3. No Guarantee of Outcomes or Results

Agathos Financial Services LLC makes no guarantees, representations, or warranties regarding outcomes, results, or performance.

Financial activities involve inherent risks, and past performance does not guarantee or indicate future results. Any examples, case studies, or testimonials presented on this website or in our materials do not guarantee that you will achieve similar results. Your individual results will vary based on many factors, including your specific circumstances, decisions, and actions.

4. Investment Risk Statement

Investing and financial activities involve risk, including the potential loss of principal. Before making any investment decisions or engaging in financial activities, you should carefully consider:

• Your financial goals and objectives
• Your risk tolerance
• Your time horizon
• The potential for loss as well as gain
• Your need for liquidity
• The advice of qualified professionals

We strongly encourage you to consult with qualified, licensed professionals—including financial advisors, tax professionals, and attorneys—before making any significant financial decisions.

5. Regulatory Status

Agathos Financial Services LLC operates under NAICS 523999 (Miscellaneous Financial Investment Activities). We do not claim registration with the Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any other regulatory body unless explicitly stated. We are not a registered investment advisor (RIA), broker-dealer, insurance company, or law firm.

If you require services that require regulatory registration or licensure, please consult with appropriately registered and licensed professionals.

6. Consult Licensed Professionals

We recommend that you consult with appropriate licensed professionals for:

• Investment advice: Consult a registered investment advisor (RIA) or financial planner
• Tax matters: Consult a certified public accountant (CPA) or enrolled agent
• Legal matters: Consult a licensed attorney
• Insurance needs: Consult a licensed insurance agent or broker
• Estate planning: Consult qualified estate planning professionals

We can assist in coordinating referrals to qualified professionals when appropriate, but we do not endorse or guarantee the services of any third party.

7. Third-Party Information

This website may contain information from third-party sources or links to third-party websites. We do not control, endorse, or guarantee the accuracy or completeness of any third-party content. Your use of third-party websites and reliance on third-party information is at your own risk.

8. No Client Relationship

Viewing this website or communicating with us through the website does not create a client relationship. A client relationship is only established through a formal written agreement signed by both parties.

9. Changes to This Disclaimer

We reserve the right to modify this Disclaimer at any time. Any changes will be effective immediately upon posting on the Site with an updated "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the modified Disclaimer.

10. Contact Us

If you have any questions about this Disclaimer, please contact us:

Agathos Financial Services LLC
122 W Private Cir
Delray Beach, FL 33445
Phone: (904) 670-0903
Email: info@agathosfinancialservicesfl.com